World Is A Simulation

On the last day of 2022, here is checklist of to-dos to maximize your achievement this year and make your life simpler next year:

1.Review your budget and financial goals for the year:

Look back at your spending and income for the year to see where you stand. Consider adjusting your budget for the coming year and setting new financial goals.

Remember to prepare for tax seasons.

Also your miles and award accounts should be included, any benefits from credit cards or elite membership from airlines or hotels?

Have you bought this year’s ibond?

Have you used all FSA fund?

…

2.Reflect on your personal and professional achievements:

Take some time to think about what you’ve accomplished this year and what you’d like to work on in the coming year.

The best way is to update your resume as if you are preparing for interviews of next job and your life.

3.Organize and declutter your home or office:

Use the end of the year as an opportunity to tidy up and get rid of things you no longer need or use.

4.Review and update your insurance policies:

Make sure you have the coverage you need for the coming year, and consider shopping around for better rates if necessary.

5.Plan for the future:

New Year Resolution is always necessary, not only as a reminder of what’s important for you in 2023 but also have a image of a new self in new year.

Think about what you’d like to achieve in the coming year and make a plan to get there. This might include setting new goals, creating a budget, or making a list of tasks to accomplish.

6.Take care of yourself:

Make time for self-care and relaxation, whether it’s through exercise, meditation, or spending time with loved ones.

7.Review and update your will or estate plan:

If you haven’t already, consider creating a will or estate plan to ensure that your assets are distributed according to your wishes after your death.

8.Make charitable donations:

If you have the means, consider making charitable donations before the end of the year to take advantage of tax deductions.

9.Review your investments:

Take a look at your investment portfolio and consider whether any changes or adjustments need to be made.

10.Prepare for the holidays:

If you celebrate a holiday at the end of the year, make a list of things you need to do to prepare, such as shopping for gifts, decorating, and planning meals.